• How Our Debt Reduction Program Works

Struggling with your mortgage payments and credit card debt? Call now and see how to reduce high interest credit cards to free up more money for your mortgage.

For a commitment-free consultation, please call us toll free at

1-877-376-3636

Debt Reduction

Select Debt Relief's "Debt Reduction Program" is the fastest growing option for consumers with sizable debt burdens. Why is this program so popular? Because we negotiate with your creditors to lower your principal debt amount. For years the choices available to people were limited to Consumer Credit Counseling, Debt Consolidation, or Bankruptcy. This program has become so successful because it satisfies the need of a huge demographic that has not traditionally been candidates for Credit Counseling or Bankruptcy. Debt Reduction can get you out of debt two to three times faster than Credit Counseling without the harsh credit impacts and headaches of filing Bankruptcy.

At Select Debt Relief our financial consultants are sensitive to your specific hardship situation. We operate within a trusted network of financial professionals offering services to help nearly any kind of debt situation. We are firm believers in doing what's right for the customer and providing free consulting services to help you decide which debt relief option is right for you. Debt Reduction is not for everyone and if Credit Counseling or Bankruptcy is the right option for you, we will gladly refer you to a trusted partner. The only way you can make a decision on which program will fit your unique financial situation is to call our toll free number. Give one of our Debt Consultants a call to get a free consultation and savings quote.

How Our Debt Reduction Program Works

We are the one of the most experienced and successful Debt Reduction companies in the industry. Here is an overview of the effective program we have developed.

• Select Debt Relief's Debt Reduction Program is directly influenced by your unique debt situation. First it is up to you to call or fill out our simple savings form so we can get some details of your financial position.
  
  
• Once we are able to get an idea of what type of debt you have and how much, we can give you a rough quote as to what your monthly payment will be and for how long we estimate the program will run.
  
  
• If this is within your range we will discuss exactly how the program works. Your monthly payment will be accumulating in an FDIC insured savings account which we will use to pay off your creditors at a reduced amount. By negotiating with your creditors and offering them a lump sum settlement payment we are able to save you up to 50% off your principal debt balances.
  
  
• We will review your debt statements and/or credit report to perform a comparative analysis based off historical settlement figures from your exact creditors. We have led thousands of clients through the program and settle debts on a daily basis with every creditor in the United States. Because of this we can accurately estimate your savings based off of tens of thousands of accounts we have already settled with your creditors.
  
  
• If you are approved for the program after this comparative financial analysis it is your choice if you would like to join the program. If everything sounds good we can send you an agreement to join. If you decide that a different option is better for your situation, no problem! You will not be committed to the program for simply going through our approval process. We provide a financial consulting service and if we can help you find a solution to your debt problem, we have been successful.
  
  
• Select Debt Relief believes that for the program to be successful it is imperative that we are available to represent you and communicate with your creditors if need be. As you progress through the Debt Reduction Program our customer service and negotiation departments are available to help you.
  
  
• Once a settlement is made, you will no longer be obligated to the debt. Your credit report will show a zero-dollar balance and you will be debt free.
  
  
• Throughout the program we can advise you on how to successfully repair your credit. Once graduated we can even refer you to one of our partners to help with credit repair and post-debt reduction financial planning. We realize that a successful debt settlement program depends on excellent customer service from start to finish.

| Debt Reduction | Debt Help | Debt Relief | Debt Consolidation |

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Select Debt Relief

Our goals for every valued client are quite simple:

1. Dramatically lower your overall debt.  (In some cases by 60%!)

2. To help you become debt free in 36 months or less.

3. To lower your monthly payments.

It is not uncommon for our clients to get out of debt twice as fast then in a traditional Consumer Credit Counseling Program. We will work hard to save you the most money while keeping you out of Bankruptcy.